Banking as a Service…and a solution

Banking as a Service

At AltFi’s recent Lending Summit event, Yobota’s CEO, Ammar Akhtar, and Chetwood’s CEO, Andy Mielczarek, took part in a fireside chat to discuss the emergence of Banking as a Service, and what it can mean for both the finance industry and the consumer. I sat down with them afterwards for a few more questions.So for […]

Latest research reveals finance industry’s 2022 investment priorities

Research Yobota

A new independent survey of more than 250 UK banking and financial services companies has revealed how recent technology trends have influenced their long-term strategies: The majority (60%) have launched a new digital product over the past 12 months in response to increased demand for fintech Eco-conscious tools (69%), banking-as-a-service (BaaS) solutions (58%) and embedded […]

Buy Now Pay Later – A boost for business

Buy Now Pay Later - Business Boost

It’s a massive topic in the financial industry right now, and we’ve already talked a bit about the ‘standard’ Buy Now Pay Later (BNPL) model, where consumers can access instant lending at point of sale to spread the cost of their purchases. This version pretty much does what it says on the tin, and is being adopted […]

Yobota care about the detail – How we changed accrual methods

Fixed Intraperiod Accruals

Brace yourselves and hold on to your hats because the first in our ‘Yobota care about the detail’ blog series takes a look at the wild world of intraperiod accruals. For many providers in our space, this isn’t an area they could do much about, their systems are fixed and have one way of doing […]

Buy Now Pay Later – what’s all the fuss about?

Buy Now Pay Later

Buy Now Pay Later (BNPL) is one of the biggest fintech trends of the year, with ever more retailers looking to offer point of sale (PoS) finance to their customers to ensure they can complete their purchases quickly and easily. Obviously big players like Klarna get a lot of the headlines, but more and more […]

Core banking provider Yobota enters Banking-as-a-Service market

Business as a Solution

Next-gen core banking provider Yobota has announced its move into the Banking-as-a-Service (BaaS) market through a new partnership with Chetwood Financial. BaaS describes a business model in which licensed banks grant companies access to their modular banking services, generally via application programming interfaces (APIs). This allows businesses to develop their own financial offerings, such as […]

In Check with FinTech

In Check with FinTech

Recently, our Strategic Partnership Manager Paddy Vishani sat down with In Check with FinTech to discuss the fast-changing retail landscape and how Buy Now, Pay Later solutions are changing the game. Our next-gen, cloud native core banking leads the way in enabling Buy Now, Pay Later services, whatever your requirements. Enjoy Listening!